• In temperate climates such as Florida, select windows with both low U-values and low solar heat gain coefficiency (SHGC) to maximize energy benefits.

• When choosing windows, look for the National Fenestration Rating Council label; it means the window's performance is certified.

• Adequate insulation in your attic, ceilings, exterior and adjacent walls, floors, and crawlspaces, as recommended for your geographical area, can save you up to 30 percent on home energy bills.

• Invest in an energy-efficient model air conditioner. You will be looking for a high Seasonal Energy Efficiency Ratio (SEER2). Also look for the ENERGY STAR and EnergyGuide labels.

• Install a programmable thermostat where the temperature can be adjusted according to your schedule.

• Invest in an energy-efficient water heater. While it may cost more initially than a standard water heater, the energy savings will continue during the lifetime of the appliance. Look for the EnergyGuide label.

• Consider hybrid electric heat pump water heaters which are very energy efficient and the absolute best choice for Florida. On-demand or tankless water heaters are also energy savers, they are the runner-up for Florida climates.

• There are substantial, stacking federal tax credits and state rebates available to Floridians for installing certain types of air conditioning & water heating systems. Visit the Database of State Incentives for Renewable Energy Web site to check. Go to: programs.dsireusa.org/system/program/fl

• Look for the ENERGY STAR® label on your home appliances. ENERGY STAR® products meet strict efficiency guidelines set by the U.S. Environmental Protection Agency and the U.S. Department of Energy.

• Use ENERGY STAR labeled lighting fixtures.

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